OnEMI (KISSHT) Accelerates Growth with 60.9% AUM Jump and 74.6 Million Users in Q1FY27
The figures paint a compelling picture of impressive growth, signaling strong execution and market penetration:
Key Growth Highlights for Q1FY27:
- Registered Users: The base soared by a significant 33.1% year-on-year, reaching an astounding 74.60 Million as of June 30, 2026.
- Customers Served: Cumulative customers grew by 26.4% year-on-year, now standing at 12.25 Million. Notably, 0.50 Million new customers were added in Q1FY27 alone.
- Assets Under Management (AUM): The star performer, skyrocketing 60.9% year-on-year to approximately ₹8,001 Crore. This also represents a healthy 13.2% quarter-on-quarter increase, crossing a significant financial milestone.
- Overall Disbursements: Witnessed a substantial jump to approximately ₹3,812 Crore in Q1FY27, compared to ₹2,780 Crore in the corresponding period last year.
- Strategic Shift to LAP: The Loan Against Property (LAP) portfolio mix surged to 7.7% of AUM, a notable increase from just 2.5% a year ago and 7.3% as of March 31, 2025, indicating a calculated diversification strategy.
These provisional numbers underscore KISSHT’s accelerating momentum in catering to India’s vast underserved credit segments. The substantial growth in AUM, now exceeding the ₹8,000 Crore mark, coupled with expanding user and customer bases, highlights the effectiveness of their technology-first approach and efficient credit delivery mechanisms. The noticeable strategic shift towards a higher LAP portfolio also suggests a move to diversify risk and tap into larger ticket-size opportunities, potentially enhancing revenue stability.
While these figures are provisional and subject to statutory audit, they offer a compelling glimpse into KISSHT’s powerful trajectory. The company appears well-positioned to capitalize on India’s booming demand for accessible digital credit, reinforcing its standing as a formidable and evolving player in the fintech landscape.