Ujjivan SFB to Host Q1 FY27 Earnings Call, Management Set for Performance Review
Ujjivan Small Finance Bank Limited (Ujjivan SFB) has announced that it will host an investor and analyst conference call on July 23, 2026, to discuss its financial performance for the first quarter ended June 30, 2026 (Q1 FY27).
The earnings call will provide the investment community with an opportunity to interact with the bank’s senior management and gain insights into its quarterly performance, business strategy, and outlook for the remainder of FY27.
Conference Call Details
- Company: Ujjivan Small Finance Bank Limited
- Event: Q1 FY27 Earnings Conference Call
- Date: Thursday, July 23, 2026
- Time: 6:00 PM IST
- Host: Antique Stock Broking Limited
- Agenda: Discussion on the financial results for the quarter ended June 30, 2026
Senior Management to Participate
The conference call will be led by members of Ujjivan SFB’s senior leadership team, including:
- Sanjeev Nautiyal – Managing Director & CEO
- Carol Furtado – Executive Director
- Sadananda Balakrishna Kamath – Chief Financial Officer
They will be joined by leaders from key business functions, including credit, micro banking, retail liabilities, operations, and risk management, providing investors with a comprehensive overview of the bank’s performance.
Key Areas Investors Will Watch
During the earnings call, investors and analysts are expected to focus on several important operating and financial metrics, including:
Loan Growth
Updates on advances across retail, microfinance, MSME, and other lending segments will provide insights into business momentum during the first quarter.
Asset Quality
Gross and Net Non-Performing Assets (GNPA and NNPA), credit costs, and collection efficiency will remain among the most closely watched indicators.
Net Interest Margin (NIM)
Investors will assess how the bank has managed lending yields and funding costs in the prevailing interest rate environment.
Deposit Growth
Growth in CASA deposits, overall deposit mobilisation, and funding mix will be important indicators of franchise strength.
Profitability
Market participants will evaluate the bank’s net profit, operating performance, cost-to-income ratio, and return ratios to gauge overall financial health.
Business Outlook
Management commentary on digital banking initiatives, customer acquisition, expansion strategy, and the outlook for the remainder of FY27 will also be closely monitored.