Nucleus Software Launches FinnOne Neo 9.0 and FinnAxia 9.0 in Vietnam, Strengthens AI-Powered Banking Solutions

Nucleus Software Expands Vietnam Presence with AI-Driven Banking Platforms

Nucleus Software Exports Ltd. (NSE: NUCLEUS, BSE: 531209) has announced the launch of FinnOne Neo® 9.0 and FinnAxia® 9.0 during the inaugural Nucleus Synapse Vietnam event held on August 6, 2026. The event, organized in collaboration with FPT Corporation, marks another milestone in the company’s long-term expansion strategy in Southeast Asia.

The conference brought together more than 100 CXOs, banking executives, and technology leaders under the theme “AI in Lending: From Potential to Performance in Vietnam.” Discussions focused on how artificial intelligence is transforming lending, risk management, collections, operational efficiency, and customer experience across Vietnam’s financial sector.

FinnOne Neo® 9.0: AI Across the Entire Lending Journey

The latest version of FinnOne Neo® 9.0 introduces several AI-powered capabilities designed to modernize lending operations from customer onboarding to loan recovery.

Key Highlights

• AI-driven credit decisioning for faster and more accurate loan approvals.
• Enhanced support for SME Loans, Finance Against Securities, and Omni Loans.
• Comparative credit summaries and committee-based decision support.
• Predictive analytics to identify borrowers at risk of default before delinquency.
• Improved co-lending functionality and configurable policy management.
• Stronger data privacy with document masking and regulatory compliance controls.
• Advanced collections management featuring:
  • Authority-based case visibility
  • Mobile-enabled collection activities
  • Activity tracking
  • Contact-hour compliance
  • Email-based approvals
  • Concurrent access alerts

These enhancements help financial institutions reduce loan processing time, improve portfolio quality, strengthen governance, and deliver better borrower experiences.

FinnAxia® 9.0 Modernizes Transaction Banking

Alongside its lending platform, Nucleus Software also introduced FinnAxia® 9.0, the latest version of its transaction banking platform.

Major Features

• Connected digital banking journeys
• Enhanced payments and collections management
• Improved liquidity and cash management capabilities
• API-first architecture for easier integration
• Intelligent automation to improve operational efficiency
• Scalable infrastructure for future-ready corporate banking

The platform is designed to help banks respond more efficiently to the growing digital needs of corporate customers while improving operational agility.

Strategic Focus on Vietnam

Vietnam continues to be Nucleus Software’s largest market in Southeast Asia.

The company has further strengthened its regional commitment by establishing Nucleus Software Vietnam Company Limited, a wholly-owned subsidiary headquartered in Hanoi in February 2026.

The new entity enables:

• Local hiring and service delivery
• Better customer engagement
• Compliance with Vietnamese procurement regulations
• Faster implementation and support for domestic financial institutions

Major customers in Vietnam already include leading banks such as MB Bank and Vietcombank, reinforcing the company’s strong presence in the country.

Management Commentary

Vishnu R. Dusad, Co-Founder and Managing Director of Nucleus Software, said the launch demonstrates the company’s commitment to helping Vietnamese financial institutions convert artificial intelligence into measurable business outcomes.

According to him, the combination of new AI-powered platforms and the company’s local presence in Hanoi positions Nucleus Software to support the next phase of intelligent and connected banking in Vietnam.

Nguyễn Hoàng Minh, CEO of FPT IS, highlighted Vietnam’s ambitious economic growth targets between 2026 and 2030, emphasizing that the banking industry requires faster, more secure, and highly efficient digital transactions. He noted that close collaboration between regulators, banks, and technology providers will be essential to drive the country’s digital transformation.

Nucleus Synapse Banking Awards

The event also hosted the Nucleus Synapse Banking Awards – Excellence in Transformation, recognizing financial institutions that have successfully implemented technology-driven transformation initiatives.

Nucleus Software intends to make Nucleus Synapse Vietnam an ongoing platform for collaboration, innovation, and knowledge sharing across Vietnam’s banking ecosystem.

About Nucleus Software

Nucleus Software is a global fintech product company serving over 200 banks and financial institutions across more than 50 countries.

Its platforms support:

• Retail Lending
• Corporate & SME Finance
• Islamic Finance
• Automotive Finance
• Cash Management
• Transaction Banking
• Mobile & Internet Banking

Scale of Operations

• Supports over $15 trillion in annual transaction banking value.
• Processes more than 26 million transactions every day.
• Manages over $1.2 trillion in loans globally.
• Serves 500,000+ daily users across financial institutions worldwide.

The company’s flagship products include:

• FinnOne Neo® – AI-powered digital lending platform.
• FinnAxia® – Integrated transaction banking suite.
• Nucleus Software Digital Services – End-to-end digital transformation services for banks and financial institutions.

The company is also recognized by leading global research firms including Gartner® and Forrester® for its banking technology solutions.