Akme Fintrade Reports Strong Q1 FY27 Results; PAT Rises 20%, AUM Grows 43%
Akme Fintrade (India) Limited (NSE: AFIL, BSE: 544200) has announced its financial results for the quarter ended June 30, 2026 (Q1 FY27), reporting healthy growth in profitability, loan assets, and interest income.
The non-banking financial company (NBFC) continued to benefit from strong demand for credit in rural and semi-urban markets, particularly in vehicle finance and MSME lending.
Key Financial Highlights (Q1 FY27)
- Profit After Tax (PAT): ₹11.57 crore, up 20.40% year-on-year (YoY) from ₹9.61 crore.
- Assets Under Management (AUM): ₹965.07 crore, up 42.96% YoY from ₹675.05 crore.
- Gross Interest Income: ₹41.07 crore, up 34.17% YoY.
- Net Interest Income (NII): ₹23.57 crore, up 22.25% YoY.
- Loan Disbursements: ₹84.10 crore, up 19.46% YoY from ₹70.40 crore.
- Net Interest Margin (NIM): 11.77%.
- Diluted Earnings Per Share (EPS): ₹0.27, up 17.39% YoY.
Healthy Asset Quality
Akme Fintrade maintained stable asset quality during the quarter, supported by disciplined underwriting and prudent risk management.
- Gross NPA: 2.91%, improving marginally compared with the year-ago period.
- Net NPA: 1.41%, unchanged year-on-year.
- Credit Cost: Reduced to 0.31%, a decline of 91 basis points (bps) from Q1 FY26.
Strong Capital Position
The company continues to maintain a strong capital base to support future growth.
- Capital Adequacy Ratio (CAR): 46.37%
- Tier-I Capital Ratio: 45.54%
The healthy capital adequacy provides sufficient headroom for expanding the loan portfolio in the coming quarters.
Launch of ‘Akme Green’
As part of its growth strategy, Akme Fintrade has launched Akme Green, a dedicated financing initiative focused on sustainable mobility and energy-efficient assets.
The new programme aims to provide financing solutions for environmentally sustainable projects and products across the company’s target markets.
Management Commentary
Commenting on the quarterly performance, Akash Jain, Chief Executive Officer of Akme Fintrade (India) Limited, said the company continued to witness healthy demand across its vehicle finance and MSME lending businesses despite a challenging macroeconomic environment.
He added that the launch of Akme Green reflects the company’s commitment to supporting sustainable financing opportunities while expanding its presence in high-growth lending segments.