Sundaram Finance Q1 Profit Rises 22% to Rs 522 Crore; AUM Up 17%

BY ADMIN • FILED 03 Aug 2026, 3:20 PM

Sundaram Finance Limited has announced its financial results for the quarter ended June 30, 2026 (Q1 FY27), reporting steady growth in profitability while maintaining strong asset quality and a healthy capital position. The leading non-banking financial company (NBFC) continued to deliver stable performance across its lending and diversified financial services businesses.

Key Q1 FY27 Standalone Financial Highlights

For the quarter ended June 30, 2026, Sundaram Finance reported:

Net Profit: ₹521.61 crore
Net Worth: ₹13,595.64 crore
Earnings Per Share (EPS): ₹46.95
Debt-to-Equity Ratio: 4.17

The company maintained healthy profitability while strengthening its balance sheet during the quarter.

Strong Asset Quality Continues

Sundaram Finance continued to maintain a strong loan portfolio with low levels of stressed assets.

Key asset quality indicators include:

Gross Stage 3 Loans: 1.71%
Net Stage 3 Loans: 0.88%
Capital Adequacy Ratio (CAR): 18.49%

These numbers reflect the company’s disciplined lending practices and strong risk management framework.

Asset Financing Remains the Core Business

Asset financing continued to be the company’s largest business segment during the quarter.

For Q1 FY27:

Total Segment Revenue: ₹2,644.13 crore
Asset Financing Revenue: ₹2,454.85 crore
Other Businesses Revenue: ₹189.99 crore

The asset financing business remained the primary contributor to the company’s overall revenue and profitability.

Profit Before Tax Remains Healthy

The company reported:

Profit Before Tax (PBT): ₹767.19 crore for Q1 FY27.

The performance reflects continued growth across its lending operations despite a challenging interest rate environment.

Strong Capital Position

Sundaram Finance continued to maintain a strong financial position.

As of June 30, 2026:

Total Assets: ₹89,128 crore
Capital Adequacy Ratio: 18.49%

The healthy capital base provides sufficient room to support future business growth while maintaining regulatory compliance.

No Deviation in NCD Fund Utilisation

The company also informed the stock exchanges that the proceeds raised through Non-Convertible Debentures (NCDs) during the quarter were fully utilized for their intended purpose.

Sundaram Finance confirmed that there was no deviation in the use of funds compared with the objectives stated at the time of issuance.

Sundaram Finance continues to focus on maintaining high asset quality, disciplined lending, and sustainable growth across its lending and financial services businesses. With a strong capital position and stable balance sheet, the company remains well placed to support future growth while managing risks effectively.